Financial Concepts
Financial Security though Intelligent Planning
P.O. Box 1058, Plainfield, IN 46168
Phone: 317-268-8178
Fred O'Brien Click Here to email Financial Concepts
Financial Security though Intelligent Planning
P.O. Box 1058, Plainfield, IN 46168
Phone: 317-268-8178
Fred O'Brien Click Here to email Financial Concepts
~ FINANCIAL CONCEPTS ~ Financial Security through Intelligent Planning
Safe, Protected, Accessible Retirement Accounts & Investments.
Welcome to Financial Concepts!
At Financial Concepts we help provide Solutions, Safety, Growth and Security for our clients. We take a "Holistic" approach to our clients Retirement, Finances, Investments, and Estate Planning.
Our Areas of Practice Are.
Retirement Planning, Financial Services, Tax Reduction Strategies, Federal Employee Benefits & Analysis.
In addition: Wealth Preservation, Specialized Asset Protection Strategies, Social Security Maximization Planning, Long Term Care & Chronic Illness Strategies to Protect Assets in Retirement, and Debt Elimination Plans as well. We work With Federal Employees as well. Helping Federal Employees maximize and protect benefits.
Why use Financial Concepts?
We operate in a Fiduciary capacity meaning we put YOUR best interests first. Our primary goal is to design the best strategy to maximize your future savings and income.
We run detailed analysis & reports showing different types of plan structures so you can see clearly what the best option is for you and your goals.
Being Associated with most every major company gives us the freedom to research all the best options available to you. We are not limited to just one company or Portfolio like most "Corner Brokers" are.
In addition, with our years of training, experience, and specialized education, we have financial and legal concepts that others don't even know exist.
The end result is we can help saving you tens of thousands of dollars by retirement and saving you years relating to retirement. Either in retiring earlier or making funds last!
During the past 31 years, we have developed innovative and proprietary strategies,
By utilizing these little known strategies in tax and contract law that the wealthy and banks have been using for decades, and by applying our unique, proprietary strategy, our Clients have experienced Excellent results.
Our "Holistic" Approach to Wealth Building Helps our clients to:
* Address the 3 Biggest Risks in Retirement.
(Market Volatility, Inflation & Long Term Care)
* Reduce or Eliminate Income Taxes in Retirement.
* Have Total access to retirement account funds for anything anytime.
* Learn "Indexed Strategies" that most advisors don't even know about.
( If they do know they don't want you to know! No Fees!)
* How to eliminate All debt in 9 years or less & recapture the interest.
(Money that one would have normally paid away.)
* Learn what "They" Don't want you to know about your 401(k) & IRA's.
* What do the wealthy do to grow their funds & eliminate taxes?
Call or Email us today for a Free consultation and analysis!
At Financial Concepts we help provide Solutions, Safety, Growth and Security for our clients. We take a "Holistic" approach to our clients Retirement, Finances, Investments, and Estate Planning.
Our Areas of Practice Are.
Retirement Planning, Financial Services, Tax Reduction Strategies, Federal Employee Benefits & Analysis.
In addition: Wealth Preservation, Specialized Asset Protection Strategies, Social Security Maximization Planning, Long Term Care & Chronic Illness Strategies to Protect Assets in Retirement, and Debt Elimination Plans as well. We work With Federal Employees as well. Helping Federal Employees maximize and protect benefits.
Why use Financial Concepts?
We operate in a Fiduciary capacity meaning we put YOUR best interests first. Our primary goal is to design the best strategy to maximize your future savings and income.
We run detailed analysis & reports showing different types of plan structures so you can see clearly what the best option is for you and your goals.
Being Associated with most every major company gives us the freedom to research all the best options available to you. We are not limited to just one company or Portfolio like most "Corner Brokers" are.
In addition, with our years of training, experience, and specialized education, we have financial and legal concepts that others don't even know exist.
The end result is we can help saving you tens of thousands of dollars by retirement and saving you years relating to retirement. Either in retiring earlier or making funds last!
During the past 31 years, we have developed innovative and proprietary strategies,
By utilizing these little known strategies in tax and contract law that the wealthy and banks have been using for decades, and by applying our unique, proprietary strategy, our Clients have experienced Excellent results.
Our "Holistic" Approach to Wealth Building Helps our clients to:
* Address the 3 Biggest Risks in Retirement.
(Market Volatility, Inflation & Long Term Care)
* Reduce or Eliminate Income Taxes in Retirement.
* Have Total access to retirement account funds for anything anytime.
* Learn "Indexed Strategies" that most advisors don't even know about.
( If they do know they don't want you to know! No Fees!)
* How to eliminate All debt in 9 years or less & recapture the interest.
(Money that one would have normally paid away.)
* Learn what "They" Don't want you to know about your 401(k) & IRA's.
* What do the wealthy do to grow their funds & eliminate taxes?
Call or Email us today for a Free consultation and analysis!
Click On the picture Below to learn about Retirement Wealth Building AND Gaining Maximum Distributions for income!
Click here
Call or Email us to Learn Safe ,Effective, Proven Strategies to help Maximize Accumulation AND Distributions or your "Income Stream" in Retirement. Learn the Little known strategies that Other Advisors won't tell you about.
Schedule Your Free Consultation Appointment here: www.bookfc2.timetap.com
Phone: 317-268-8178 | 1-800-925-8672
Schedule Your Free Consultation Appointment here: www.bookfc2.timetap.com
Phone: 317-268-8178 | 1-800-925-8672
PERSONAL TRUST / WEALTH MANAGEMENT
We take your estate planning and the financial future very seriously.
We are locally owned and with our trust services, you can expect precise, accurate creation along with integrity, continuity, availability, confidentiality, & Affordability!
We provide full-service trust services:
We take your estate planning and the financial future very seriously.
We are locally owned and with our trust services, you can expect precise, accurate creation along with integrity, continuity, availability, confidentiality, & Affordability!
We provide full-service trust services:
- Revocable Trusts
- Irrevocable Trusts
- Trust Funding & Recommendations
- Managed Investment Accounts
- IRA Beneficiary Trusts
- Special Needs Trusts
Financial Concepts and our affiliate Trust company have created more than 17,000 trusts in the last 20 years and is the most comprehensive & affordable in the state!
With Proper documentation it can be created in 1 day. Don't be fooled and let attorneys charge you hundreds of dollars an hour and days & weeks to complete your estate plan.
We’re committed to excellence and use the latest planning tools, so you won’t have to risk experimentation on your own.
With any level of assets - you need a top-notch professional team to stay on top of issues that either recur or appear over time. Your Documents are also stored electronically which you can access at any time and make changes any time. There's No additional Attorney fees to pay!
We also assist in Financial Funding and positioning of assets to help create the best long-range Tax-Reduction Strategies for you AND your beneficiaries along with safety of assets.
This creates an estate plan that works in harmony with financial your goals.
With Proper documentation it can be created in 1 day. Don't be fooled and let attorneys charge you hundreds of dollars an hour and days & weeks to complete your estate plan.
We’re committed to excellence and use the latest planning tools, so you won’t have to risk experimentation on your own.
With any level of assets - you need a top-notch professional team to stay on top of issues that either recur or appear over time. Your Documents are also stored electronically which you can access at any time and make changes any time. There's No additional Attorney fees to pay!
We also assist in Financial Funding and positioning of assets to help create the best long-range Tax-Reduction Strategies for you AND your beneficiaries along with safety of assets.
This creates an estate plan that works in harmony with financial your goals.
Top 10 Estate Planning Mistakes
In March 2014, Trusts & Estates published the findings from the 7thAnnual Industry Trends Survey conducted by Wealth Counsel and Wealth Management.com. The survey looked at the business challenges of estate-planning professionals and provided insight on what motivates clients to engage in planning. The survey found that the top three reasons that clients engage in planning are to: (1) avoid probate (59%), (2) minimize discord among beneficiaries (57%), and (3) protect children from mismanaging their inheritances (39%).
Yet, in spite of the survey results indicating that probate avoidance is foremost in the mind of those who engage in planning, the bad news is that the majority of Americans don’t plan because they lack awareness as to why they should.
Are You Making Any of These Top 10 Estate Planning Mistakes?
#10. Letting Your Family Go To Probate Court
#9 Believing All Living Trust Plans are the Same
#8 Failing to Address What Will Happen When You’re Disabled
#7 Not Protecting Your Beneficiaries from Themselves
#6 Not Protecting Your Beneficiaries from Third Parties
#5 Thinking Your Living Trust Covers Your IRA or other Retirement Accounts
#4 Thinking Your Living Trust is Enough
#3 Believing the Persons(s) You Name to Act as Trustee Will Know What to Do
#2 Not keeping up with Changes
#1 Procrastination - “I understand how important it is to properly take care of my
estate plan, but I’m too _______ (fill in the blank with your excuse!)
In March 2014, Trusts & Estates published the findings from the 7thAnnual Industry Trends Survey conducted by Wealth Counsel and Wealth Management.com. The survey looked at the business challenges of estate-planning professionals and provided insight on what motivates clients to engage in planning. The survey found that the top three reasons that clients engage in planning are to: (1) avoid probate (59%), (2) minimize discord among beneficiaries (57%), and (3) protect children from mismanaging their inheritances (39%).
Yet, in spite of the survey results indicating that probate avoidance is foremost in the mind of those who engage in planning, the bad news is that the majority of Americans don’t plan because they lack awareness as to why they should.
Are You Making Any of These Top 10 Estate Planning Mistakes?
#10. Letting Your Family Go To Probate Court
#9 Believing All Living Trust Plans are the Same
#8 Failing to Address What Will Happen When You’re Disabled
#7 Not Protecting Your Beneficiaries from Themselves
#6 Not Protecting Your Beneficiaries from Third Parties
#5 Thinking Your Living Trust Covers Your IRA or other Retirement Accounts
#4 Thinking Your Living Trust is Enough
#3 Believing the Persons(s) You Name to Act as Trustee Will Know What to Do
#2 Not keeping up with Changes
#1 Procrastination - “I understand how important it is to properly take care of my
estate plan, but I’m too _______ (fill in the blank with your excuse!)
We Now have available Alternatives to the Government Health Care Plans that are issued through the Affordable Care Act.
These alternative plans will save the average individual, family or business, 35-50% on their health coverage! Better Coverage, less money.
These alternative plans will save the average individual, family or business, 35-50% on their health coverage! Better Coverage, less money.
Our Office Location:
Central Indiana ~ 15 miles west of Indianapolis
Licensed in : Indiana, Florida, Georgia, Ohio, Tennessee & Maryland.
Toll-Free: 1-800-925-8672
Office: 317-268-8178
Fax: 1-866-339-7338
FredObrien@FinancialConcepts.us
Central Indiana ~ 15 miles west of Indianapolis
Licensed in : Indiana, Florida, Georgia, Ohio, Tennessee & Maryland.
Toll-Free: 1-800-925-8672
Office: 317-268-8178
Fax: 1-866-339-7338
FredObrien@FinancialConcepts.us