Financial Concepts
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Financial Education In The Workplace
WITHOUT ANY ADDITIONAL COST TO THE EMPLOYER WE CAN:
1.) Increase Your Employees Income By over $300 a month (the average)
2.) Help them get totally out of Debt in 9 years or less (Including their Mortgage)
3.) Help Them Save more; At least $300,000 more by Retirement
            
ALL WITHOUT ANY ADDITIONAL MONEY OUT OF THEIR POCKET OR YOURS

Unlike financial advisors who focus on advising their clients about specific financial products they sell, we teach a proven financial literacy program that is based on  the 10 PRINCIPLES OF MONEY MASTERY.
The program  allows  people to  get immediate control of their spending, debt, savings, and taxation
.

      Benefits to Employer
•     Increase productivity
•     Reduce absenteeism
•     Decrease costs related to wage garnishments, bankruptcies,
       payroll deductions for child support
•     Decrease administrative costs for borrowing against retirement plans
•     Increase contributions to retirement plans
•     Increase employee loyalty
•     Reduce employee stress-related illnesses
      
       Benefits to Employees:
•     Build Assets
•     Eliminate Debt
•     Increase ability to retire early or on time
•    Participate at a higher-level in employer­ sponsored programs
•    Change behaviors that negatively affect job performance

The Answer Is Financial Education:
If you are like 85% of employers, you want a new employee benefit program that improves productivity. That's great! Because that is what employees want too!  Over 75% of U.S..workers believe a financial guidance program, offered by an employer, would favorably impact their productivity. And over 65% state that workplace benefits reduce the negative mental impact and distraction of worrying about things like their Finances.


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The Average American Will Make $2,000,000 in their Lifetime.  Where does it all go?
The Real Problem Isn't The rate Of Return On Savings.... It's The Interest Charges & Taxes!

QUOTES FROM THE EXPERTS
"Employers can expect $450 in positive job outcomes from each employee who slightly increases his or her financial behaviors and financial well-being"

Dr. E. Thomas Garman, Professor Emeritus, Virginia Tech University
"For the employer, research studies have shown that employees who are financially healthy are more productive. They are absent less often, spend less time at the workplace dealing with financial crises, and earn higher job performance ratings".
Governor Edward M. Gramlich, Financial Literacy and Education
Commission, Washington D.C.


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1.) Increase Your Employees Income By $312 a month (the average) 2.) Help them get totally out of Debt in 9 years or less (Including their Mortgage) 3.) Help Them Save more; At least $300,000 more by Retirement