Interesting Videos below from Various news sources & Financial professionals.
THESE ARE MUST WATCH VIDEOS.
========================================================================================
THESE ARE MUST WATCH VIDEOS.
========================================================================================
Click Below to Watch Frontline's program,
"The Retirement Gamble"
Call Or Email us to Learn Safe Alternatives!
CONTACT US TODAY TO PROTECT YOURSELF & YOUR RETIREMENT FUNDS!!
Contact us today for safe alternatives to 401(k), 403(b)'s , IRA's and the like.
Guarantee yourself good positive returns every year with no risk !
Be able to access your funds anytime with no penalties!
Grow money tax-deferred & Access your funds tax free.
Find out what your "Financial Advisor" and Broker hope you never find out!
Stop paying out THOUSANDS in unnecessary "Administration" fees!!!
Guarantee yourself good positive returns every year with no risk !
Be able to access your funds anytime with no penalties!
Grow money tax-deferred & Access your funds tax free.
Find out what your "Financial Advisor" and Broker hope you never find out!
Stop paying out THOUSANDS in unnecessary "Administration" fees!!!
Transferred Money, Unnecessary Risks, Market Returns & Opportunity Costs
If one is advising market based products you may want to do some research & consider these questions:
* Will hoped for returns be realized?
* Will you have to pay taxes when you access your funds?
* Will the market be up or down when you need the money?
* Could that money be lost in a legal judgement?
* To Increase one’s Accumulated Money, most “Advisors” focus on finding other investments with a higher rate of return, often requiring increasing the level of risk in the process. Most have a goal of selling a particular security or fund.
There are many ways to increase your Wealth. One way is to be more efficient with the money you already have.
While it is certainly true that higher returns and better investments can often increase one’s Wealth, the focus on Rate of Return may not always produce the desired results.
We’re not saying that you should not seek investments that pay higher returns.
However, making this your sole focus can turn out to be detrimental and unnecessarily risky.
We’ve all heard that over the “long haul”, the stock market is likely to return favorable investment results. We agree with that in theory, but ... Few advisors will talk with you about the Transferred Money problems that can exist in these investments.
We believe the first place to start is by eliminating unnecessary Wealth Transfers, before looking for better investments
The lack of systematic savings can tempt one to take unnecessary investment risk. DALBAR Associates’ Analysis of Investor Behavior Study reported that during the years from 1983 to 2002, the average investor received a return of only 2.57%. Which was actually lower than the average inflation of 3.14% for the period! This period included the greatest Bull Market in stocks ever!
Our focus would be to help you increase your Wealth or “Accumulated money” by avoiding areas where you could be transferring money away. All without affecting your present lifestyle.
Opportunity Cost is an important term but may not be a familiar one.
It’s not just transferred money that reduces your wealth potential, but it’s also the Lost Opportunity Cost on those dollars.
Basically it represents the interest you could have earned on a given amount, had you been able to avoid losing it or transferring it away.
A dollar paid in taxes unnecessarily not only costs you that dollar but it also costs you what the dollar could have earned had you not given it away. Unnecessary transfers represent money slipping through our fingers. Recapturing these dollars can make a huge difference in your financial future and give you the ability to enjoy the financial life you desire both today and during retirement.
* Will hoped for returns be realized?
* Will you have to pay taxes when you access your funds?
* Will the market be up or down when you need the money?
* Could that money be lost in a legal judgement?
* To Increase one’s Accumulated Money, most “Advisors” focus on finding other investments with a higher rate of return, often requiring increasing the level of risk in the process. Most have a goal of selling a particular security or fund.
There are many ways to increase your Wealth. One way is to be more efficient with the money you already have.
While it is certainly true that higher returns and better investments can often increase one’s Wealth, the focus on Rate of Return may not always produce the desired results.
We’re not saying that you should not seek investments that pay higher returns.
However, making this your sole focus can turn out to be detrimental and unnecessarily risky.
We’ve all heard that over the “long haul”, the stock market is likely to return favorable investment results. We agree with that in theory, but ... Few advisors will talk with you about the Transferred Money problems that can exist in these investments.
We believe the first place to start is by eliminating unnecessary Wealth Transfers, before looking for better investments
The lack of systematic savings can tempt one to take unnecessary investment risk. DALBAR Associates’ Analysis of Investor Behavior Study reported that during the years from 1983 to 2002, the average investor received a return of only 2.57%. Which was actually lower than the average inflation of 3.14% for the period! This period included the greatest Bull Market in stocks ever!
Our focus would be to help you increase your Wealth or “Accumulated money” by avoiding areas where you could be transferring money away. All without affecting your present lifestyle.
Opportunity Cost is an important term but may not be a familiar one.
It’s not just transferred money that reduces your wealth potential, but it’s also the Lost Opportunity Cost on those dollars.
Basically it represents the interest you could have earned on a given amount, had you been able to avoid losing it or transferring it away.
A dollar paid in taxes unnecessarily not only costs you that dollar but it also costs you what the dollar could have earned had you not given it away. Unnecessary transfers represent money slipping through our fingers. Recapturing these dollars can make a huge difference in your financial future and give you the ability to enjoy the financial life you desire both today and during retirement.
Take time to find what "Fees" are costing you!
Call or email us to find what fees are really costing you. We can help determine what high 401k, 457, or 403b fees might be costing you. High retirement plan fees can take a huge bite out of your retirement savings. Many are not even aware that they pay fees through their retirement plan investments.
Research & Tracking from dshort.com (David Short)
Resource: http://advisorperspectives.com/dshort/commentaries/SPX-Dow-Nasdaq-Since-Their-2000-Highs.php
The charts require little explanation. So far the 21st Century has not been especially kind to equity investors. Yes, markets usually do bounce back, but often in time frames that defy optimistic expectations. Investors in the Nikkei 225 have been waiting a long time for a return to the peak of 1989.
About dshort
My original dshort.com website was launched in February 2005 using a domain name based on my real name, Doug Short. I'm a formerly retired first wave boomer with a Ph.D. in English from Duke and a lifelong interest in economics and finance. In 2011 my website was acquired by Advisor Perspectives, where I serve as the Vice President of Research.
My first career was a faculty position at North Carolina State University, where I achieved the rank of Full Professor in 1983. During the early '80s I got hooked on academic uses of microcomputers for research and instruction. In 1983, I co-directed the Sixth International Conference on Computers and the Humanities. An IBM executive who attended the conference made me a job offer I couldn't refuse.
Thus began my new career as a Higher Education Consultant for IBM — an ambassador for Information Technology to major universities around the country. After 12 years with Big Blue, I grew tired of the constant travel and left for a series of IT management positions in the Research Triangle area of North Carolina. I concluded my IT career managing the group responsible for email and research databases at GlaxoSmithKline until my retirement in 2006.
My interest in economics and financial planning was triggered by the bear market of 1973-74. My wife and I bought our first home in August 1973, a month after our second child was born. Two months later, the Oil Embargo tripled gas prices, and I began commuting to work on a bicycle. During the decade of stagflation, I became fascinated with economics, finance, and market behavior (my wife claims it's an addiction).
Charting financial data is something I've been doing for thirty years. I was an early user of first-generation spreadsheet software (VisiCalc, SuperCalc, and Lotus 1-2-3), and I participated in the beta program for the original release of Quicken.
Contrary to what many visitors assume based on my last name, I'm not a bearish short seller. It's true that some of my content has been a bit pessimistic in recent years. But I believe this is a result of economic realities and not a personal bias. For the record, my efforts to educate others about bear markets date from November 2007, as this Motley Fool article attests.
Resource: http://advisorperspectives.com/dshort/commentaries/SPX-Dow-Nasdaq-Since-Their-2000-Highs.php
About dshort
My original dshort.com website was launched in February 2005 using a domain name based on my real name, Doug Short. I'm a formerly retired first wave boomer with a Ph.D. in English from Duke and a lifelong interest in economics and finance. In 2011 my website was acquired by Advisor Perspectives, where I serve as the Vice President of Research.
My first career was a faculty position at North Carolina State University, where I achieved the rank of Full Professor in 1983. During the early '80s I got hooked on academic uses of microcomputers for research and instruction. In 1983, I co-directed the Sixth International Conference on Computers and the Humanities. An IBM executive who attended the conference made me a job offer I couldn't refuse.
Thus began my new career as a Higher Education Consultant for IBM — an ambassador for Information Technology to major universities around the country. After 12 years with Big Blue, I grew tired of the constant travel and left for a series of IT management positions in the Research Triangle area of North Carolina. I concluded my IT career managing the group responsible for email and research databases at GlaxoSmithKline until my retirement in 2006.
My interest in economics and financial planning was triggered by the bear market of 1973-74. My wife and I bought our first home in August 1973, a month after our second child was born. Two months later, the Oil Embargo tripled gas prices, and I began commuting to work on a bicycle. During the decade of stagflation, I became fascinated with economics, finance, and market behavior (my wife claims it's an addiction).
Charting financial data is something I've been doing for thirty years. I was an early user of first-generation spreadsheet software (VisiCalc, SuperCalc, and Lotus 1-2-3), and I participated in the beta program for the original release of Quicken.
Contrary to what many visitors assume based on my last name, I'm not a bearish short seller. It's true that some of my content has been a bit pessimistic in recent years. But I believe this is a result of economic realities and not a personal bias. For the record, my efforts to educate others about bear markets date from November 2007, as this Motley Fool article attests.
Resource: http://advisorperspectives.com/dshort/commentaries/SPX-Dow-Nasdaq-Since-Their-2000-Highs.php
MOUSE OVER PICTURE BELOW TO EXPOSE CONTROLS FOR SLIDE SHOW